No Credit? No Problem.
Get What You Need Today.
Pay Over Time.
Furniture, appliances, electronics — take it home now with Acima's easy lease-to-own program. Fast approval, flexible payments, no credit required.
✓ 95% Approval Rate
✓ No Credit Check
✓ 90-Day Purchase Option
✓ Take It Home Today
Shop Now & Pay Later →
Available in-store at all 716 Amazon Liquidators locations
95%
Approval Rate
90-Day
Early Purchase Option
$0
Down Payment Required
Simple Process
How It Works
1
Apply in Minutes
Quick application with an instant decision. No lengthy forms, no hard credit pull, no stress.
2
Pick Your Items
Shop our entire inventory — furniture, appliances, mattresses, electronics, and more.
3
Take It Home Today
Walk out with your purchase the same day. Flexible payment schedule fits your budget.
4
Own It Your Way
Exercise your early purchase option within 90 days and save big — or continue easy lease payments until it's yours.
Why Acima
Built for Real Life
🔒
No Credit Check Required
Your credit score won't hold you back. Acima approves based on income and banking history, not credit.
⚡
Instant Approval Decision
Get approved in seconds — not days. Walk into the store and walk out with your items the same visit.
📅
Flexible Payment Schedule
Choose weekly, bi-weekly, or monthly payments that align with your paycheck — you're in control.
🌟
90-Day Early Purchase Option
Pay off your lease within 90 days and pay close to the cash price. Act fast and save the most.
🏠
Take Everything Home Today
No waiting, no layaway. Your furniture, your home, today. Enjoy it while you pay for it.
💰
Build Toward Ownership
Every payment brings you closer to owning your items outright. It's not a loan — it's a path to ownership.
Apply In-Store
Visit Us to Get Started
🏪
Broadway Location
982 Broadway, Buffalo, NY
Apply by Text
Quickest Way
Text 89236 to 22462
🏪
Bailey Location
3006 Bailey Ave, Buffalo, NY
Apply by Text
Quickest Way
Text 91928 to 22462
*Approval is not guaranteed and is subject to Acima's standard terms and conditions.
Lease-to-own transactions are not loans. See store for complete program details and limitations.
716 Amazon Liquidators is an authorized Acima merchant.
Lease-to-own transactions are not loans. See store for complete program details and limitations.
716 Amazon Liquidators is an authorized Acima merchant.